Philenews

MrBeast: “A Billionaire on Paper,” But Borrowing Money – Not Enough for McDonald’s

Published January 14, 2026, 14:17
MrBeast: “A Billionaire on Paper,” But Borrowing Money – Not Enough for McDonald’s

MrBeast, renowned for his philanthropic videos and massive YouTube success, has revealed that despite an estimated net worth of $2.6 billion, he struggles with liquidity in his daily life. He stated that he needs to borrow money and doesn't have enough cash on hand to purchase a meal from McDonald's. This is because the majority of his wealth is tied up in his company, Beast Industries, valued at $5 billion, but doesn't translate into readily available cash. MrBeast holds over 50% of Beast Industries but chooses to keep less than $1 million in his personal account, reinvesting most of it into growing his businesses. These include his YouTube channel, the chocolate brand Feastables, Lunchly (a ready-made meal product), MrBeast Burger (a “virtual” restaurant), and the production company MrBeast LLC. Furthermore, there are reports of a nine-figure deal with Amazon. Despite Forbes estimating his annual earnings at $85 million for the period of April 2024 – April 2025, MrBeast insists his personal financial situation is “negative.” He explains that he is so engrossed in work and expanding his businesses that he doesn't have time to focus on his personal finances. MrBeast emphasizes the difference between net worth and liquidity, explaining that the former is a theoretical estimate of his wealth, while the latter is the money he has immediately available. This distinction is crucial to understanding his financial state, which is quite different from the image projected by his social media success.